Terms & Conditions

1.1. These Terms and Conditions ('Terms') govern the use of this educational platform ('Platform') accessible at www.rozkoduj.com.

1.2. By accessing or using the Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms.

1.3. The Platform is accessible at www.rozkoduj.com and related domains.

1.4. These Terms comply with EU and Polish regulations.

2.1. IMPORTANT: This service is strictly an educational and informational platform. We DO NOT provide:

• Investment advice or recommendations

• Financial advisory services

• Portfolio management services

• Personalized trading recommendations

• Guarantees of trading success or profits

2.2. All algorithms, strategies, and content are provided for educational purposes only to help users learn about trading concepts.

2.3. We are NOT licensed as an investment firm under MiFID II or any other financial services regulation.

2.4. Users must make their own independent decisions regarding any trading or investment activities.

3.1. CAPITAL AT RISK: Trading and investing in financial markets involves substantial risk of loss and is not suitable for every investor.

3.2. You may lose some or all of your invested capital. Only trade with money you can afford to lose.

3.3. Past performance of any trading strategy or algorithm is NOT indicative of future results.

3.4. The Platform's educational content does not account for your individual financial situation, investment objectives, or risk tolerance.

3.5. Leverage and margin trading can amplify losses as well as gains.

3.6. Market conditions can change rapidly and unpredictably.

4.1. You are solely responsible for:

• Evaluating the suitability of any trading strategies for your personal situation

• Conducting your own research and due diligence

• Seeking independent financial advice from licensed professionals

• Complying with all applicable laws and regulations in your jurisdiction

• Understanding the risks involved in trading and investing

4.2. You must be at least 18 years old to use the Platform.

4.3. You warrant that your use of the Platform complies with all applicable laws in your jurisdiction.

5.1. All content on the Platform, including algorithms, code, text, graphics, and software, is protected by copyright and other intellectual property rights.

5.2. User-submitted algorithms remain the property of their creators but grant us a license to display and distribute them on the Platform.

5.3. You may not reproduce, distribute, or create derivative works from Platform content without explicit permission.

5.4. Third-party algorithms are provided under their respective licenses. Users must comply with these licenses.

5.5. Any unauthorized use of Platform content may violate copyright, trademark, and other laws.

6.1. We process personal data in accordance with the General Data Protection Regulation (GDPR).

6.2. We only collect minimal data necessary to provide the educational service.

6.3. You have rights under GDPR including access, rectification, erasure, and data portability.

6.4. We use industry-standard security measures to protect your data.

6.5. For any privacy questions, contact: info@rozkoduj.com.

7.1. The Platform is provided 'as is' without any warranties, express or implied.

7.2. We do not warrant that:

• The Platform will be uninterrupted or error-free

• Algorithms or strategies will be profitable or suitable for any purpose

• Information provided is accurate, complete, or current

7.3. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR:

• Any trading losses or investment losses

• Loss of profits or revenue

• Indirect, incidental, or consequential damages

• Damages arising from your use or inability to use the Platform

7.4. Our total liability shall not exceed the fees paid by you in the 12 months preceding the claim.

8.1. This educational platform operates in compliance with applicable EU and Polish laws.

8.2. We do not provide regulated financial services or investment advice.

8.3. We are not authorized by any financial regulatory authority as we provide educational content only.

8.4. Users are responsible for complying with their local laws and regulations.

9.1. Users may submit algorithms and trading strategies to the Platform.

9.2. You represent and warrant that:

• You have the right to submit the content

• The content does not infringe any third-party rights

• The content is not misleading or fraudulent

9.3. We reserve the right to remove any content that violates these Terms or applicable laws.

9.4. You grant us a worldwide, non-exclusive license to use, display, and distribute your submitted content.

10.1. You are responsible for maintaining the confidentiality of your account credentials.

10.2. You are liable for all activities under your account.

10.3. We may suspend or terminate accounts that violate these Terms.

10.4. You may delete your account at any time through account settings.

10.5. Upon termination, your right to use the Platform ceases immediately.

11.1. These Terms are governed by the laws of Poland and the European Union.

11.2. Any disputes shall be resolved through negotiation in good faith.

11.3. If negotiation fails, disputes shall be submitted to the competent courts of Poland.

11.4. EU residents may use the European Online Dispute Resolution platform at https://ec.europa.eu/consumers/odr.

11.5. Nothing in these Terms affects your statutory consumer rights.

12.1. We may update these Terms at any time. Continued use constitutes acceptance of modified Terms.

12.2. We will notify users of material changes via email or Platform notice.

12.3. For any questions about these Terms or the Platform, contact:

• Email: info@rozkoduj.com

12.4. These Terms constitute the entire agreement between you and us regarding Platform use.